Detail information on SME Financing Products offerred by various financial institutions are provided below:

Quick Links:

• Commercial Banks
• Islamic Banks
• Development Financial Institutions
• List all financing products

Commercial Banks

1. Affin Bank Berhad
   • Affin Contract Financing
   • Al- Bai’ Bithaman Ajil – Fixed Asset Financing
   • Enterprise Banking
   • Islamic Banking Trade Finance Products
   • Overdraft Against Fixed Deposit Receipts
   • Small Medium Industry Loan Scheme (AFFINSPIKS)
   • SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
   • Trade Finance Products
2. Alliance Bank Malaysia Berhad
   • Alliance SME Loans
   • Corporate & Commercial Financing: Term Financing-i & Leasing-i
   • Credit Facilities for SMI/SME
   • Islamic Trade Financing
   • Leasing-i
   • SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
   • Term Financing-i
3. AmBank (M) Berhad
   • Contract Financing-i
   • End-Financing Facility
   • Factoring
   • Financial Assistance to New Business and Viable SMIs
   • Financing Flexibility
   • Financing for Small Medium Size Business
   • Industrial Hire Purchase
   • Loan Financing
   • Property Loan for SMEs
   • Trade Services
4. Malayan Banking Berhad
   • FAC3plus
   • Factoring
   • Government Aided Loan Schemes
   • IT Plus
   • Trade Finance Business
5. OCBC Bank (Malaysia) Berhad
   • Business Premises Financing Program
   • Cash Line-i
   • Distributor Financing Program
   • Equipment Financing-i
   • Government Assistance Scheme
   • Industrial Hire Purchase-i
   • Islamic Trade Financing
   • Islamic Trade Financing
   • Leasing-i
   • Loan Documentation
   • Loan Overview
   • Small Business Lending Program
   • SME Plus II
   • Term Financing-i
   • Trade Services
6. Public Bank Berhad
   • Cash Line Facility-i
   • PB Visa Purchasing Card
   • PBMicro Finance
   • Products & Services for the SMEs
   • SMILAX
   • SMILAX ABBA Term Financing-i
   • Special Loan Package for Small & Medium Industries (SLPSMI)
   • SWIFT
   • SWIFT ABBA Term Financing-i
   • Trade Financing
7. Citibank Berhad
   • Business Banking Solution
   • Citibank Business Power
   • Citibank Financial
   • Citibank Shop-Factory Loan
   • CitiBusiness Installment Loan
   • Loan Fees & Charges
8. EON Bank Berhad
   • Lending Products
   • SME Easipac
   • SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
   • Trade Financing
9. Standard Chartered Bank Malaysia Berhad
   • Business Instalment Loan
   • Cash Management Service & FOREX
   • Commercial Mortgage
   • Express Trade
   • Fee & Charges
   • Trade Services & Working Capital
10. United Overseas Bank (Malaysia) Bhd
    • Bumiputera Business Banking
    • Commercial Business Cards
    • Contract / Project Financing
    • Easi Cash
    • Term Financing
    • Trade Services
    • UOB Biz-Cash
    • UOB BizGrowth
    • Working Capital Financing
11. HSBC Bank Malaysia Berhad
    • Business Premises Financing
    • Client Charter on Granting of Loans to SMIs
    • GuaranteeSMART
    • HSBC Amanah Financing
    • International Trade Business Products and Services
    • SMESmart
12. RHB Bank Berhad
    • Automatic Standby Overdraft
    • Business Growth Package
    • Business Loans
    • RHB BizPower – Equipment Loans
    • RHB BizPower – Property Loans
    • RHB BizPower – SMI Business Loans
    • RHB Commercial Property Financing
    • Small Medium Industries Facilities and Services
    • SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
    • Trade Services
13. Hong Leong Bank Berhad
    • Corporate & Commercial Products / Services
    • Established Local Business Program
    • Hong Leong Shop Loan
    • Motorcycle Loan Program
    • Trade Finance – Products and Services
14. CIMB Bank Berhad
    • Business Premises Loan
    • Combination Business Premises Loan
    • Enterprise Hire Purchase Business Products
    • Fast Track – Pro Finance
    • Fast Track Financing
    • Fixed Asset Purchase
    • PETROPACK Financing Package
    • Skim Jaminan SME Bank
    • TNB Vendors Financing
    • Trade Facilities
    • Working Capital Facilities
    • Xpress Cash Personal Term Loan

Islamic Banks

1. Bank Islam Malaysia Berhad
   • Other Services for Commercial and Corporate Financing
   • Term Financing
   • Trade Financing
   • New Entrepreneurs Fund 2
   • Fund for Small and Medium Industries 2
   • Small Debt Resolution Scheme
2. Kuwait Finance House (Malaysia) Berhad
   • KFH Trade Financing – i
   • KFH Asset Backed Financing – i
   • KFH Asset Acquisition Financing – i
   • KFH Asset Financing – i
   • KFH Working Capital Financing – i
   • KFH Contract Financing – i
   • KFH Project Financing – i
   • Commercial Banking
3. EONCAP Islamic Bank Berhad
   • Trade Financing
   • Cashline Facility-i (Islamic Overdraft)
4. Bank Muamalat Malaysia Berhad
   • Agents: Islamic Foreign / Domestic Inward Bill For Collection – FIBC-i / DIBC-i
   • Export Sales Financing
   • Export Collection Service
   • Import Purchase Financing
   • Import Purchase Services
   • Shipping Guarantee
   • Bank Guarantee
   • Letter of Credit
   • Ijarah
   • Muamalat Revolving Financing (MRF)
   • Bai Bithaman Ajil (BBA)
   • Muamalat Cash Line Facility-i (MCash)
   • Project Financing
5. CIMB Islamic Bank Berhad
   • Xpress Cash Financing-i
   • Islamic Machinery, Equipment & Plant Financing
   • Islamic Property Financing
   • Trade Facilities
   • Islamic Revolving Credit
6. AmIslamic Bank Berhad
   • Direct Access Guarantee Scheme-i
   • Trade Products and Services
   • Contract Financing-i
   • Property Financing-i
   • Industrial Hire Purchase-i
   • Cash Line Facility-i
7. Hong Leong Islamic Bank Berhad
   • Trade Finance-i
   • Hong Leong Term Financing-i
   • Hong Leong Cash Line Facility-i

Development Financial Institutions

1. SME Bank
   • Skim Jaminan SME Bank
   • Financing for Small Business
   • Financing for Medium-sized Business
   • Financing for Micro Business
   • SME Start-up
   • SME Professional
   • SME Franchise
   • SME Procurement
   • SME Global
2. Credit Guarantee Corporation Malaysia Berhad (CGC)
   • Credit ENHANCER Scheme (ENHANCER)
   • Franchise Financing Scheme (FFS)
   • Direct Access Guarantee Scheme (DAGS)
   • Small Entrepreneur Guarantee Scheme (SEGS)
   • Direct Access Guarantee Scheme Islamic (DAGS-i)
   • New Principal Guarantee Scheme (NPGS)
   • Islamic Banking Guarantee Scheme (IBGS)
   • Flexi Guarantee Scheme (FGS)
3. Export-Import Bank of Malaysia Berhad
   • Export Credit Refinancing (ECR) Scheme
   • Guarantee Facility
   • Supplier Credit Facility
   • Export of Services Facility
   • Buyer Credit Facility
   • Overseas Project / Contract Financing Facility
4. Bank Kerjasama Rakyat Malaysia Berhad
   • Tijari Contract Financing-i
5. Bank Pertanian Malaysia Berhad (Agrobank)
   • Kredit Mikro : Skim Modal Usahawan Tani (MUST)
   • 3F – Fund For Food
   • TIKS 2 (Small and Medium Industries Fund 2)
   • SUTKS (Agriculture Entrepreneurs Scheme for Graduates)
   • TASKS (Oil Palm Replanting Scheme)
   • LITS (Low Intensity Tapping System)
   • MPPB (Bumiputera Community Trade and Industry Scheme)
   • Padi Credit Scheme
   • Banking Facilities
   • Revolving Facilities
   • Term Loans
6. Bank Simpanan Nasional
   • BSN TemaNiaga

All Financing Products offerred by Financial Institutions

• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC) – Affin Bank Berhad
• Enterprise Banking – Affin Bank Berhad
• Small Medium Industry Loan Scheme (AFFINSPIKS) – Affin Bank Berhad
• Overdraft Against Fixed Deposit Receipts – Affin Bank Berhad
• Al- Bai’ Bithaman Ajil – Fixed Asset Financing – Affin Bank Berhad
• Trade Finance Products – Affin Bank Berhad
• Islamic Banking Trade Finance Products – Affin Bank Berhad
• Affin Contract Financing – Affin Bank Berhad
• Islamic Trade Financing – Alliance Bank Malaysia Berhad
• Leasing-i – Alliance Bank Malaysia Berhad
• Term Financing-i – Alliance Bank Malaysia Berhad
• Corporate & Commercial Financing: Term Financing-i & Leasing-i – Alliance Bank Malaysia Berhad
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC) – Alliance Bank Malaysia Berhad
• Alliance SME Loans – Alliance Bank Malaysia Berhad
• Credit Facilities for SMI/SME – Alliance Bank Malaysia Berhad
• Factoring – AmBank (M) Berhad
• Trade Services – AmBank (M) Berhad
• Property Loan for SMEs – AmBank (M) Berhad
• Industrial Hire Purchase – AmBank (M) Berhad
• End-Financing Facility – AmBank (M) Berhad
• Loan Financing – AmBank (M) Berhad
• Financing for Small Medium Size Business – AmBank (M) Berhad
• Financial Assistance to New Business and Viable SMIs – AmBank (M) Berhad
• Financing Flexibility – AmBank (M) Berhad
• Contract Financing-i – AmBank (M) Berhad
• IT Plus – Malayan Banking Berhad
• FAC3plus – Malayan Banking Berhad
• Government Aided Loan Schemes – Malayan Banking Berhad
• Trade Finance Business – Malayan Banking Berhad
• Factoring – Malayan Banking Berhad
• Islamic Trade Financing – OCBC Bank (Malaysia) Berhad
• Industrial Hire Purchase-i – OCBC Bank (Malaysia) Berhad
• Leasing-i – OCBC Bank (Malaysia) Berhad
• Cash Line-i – OCBC Bank (Malaysia) Berhad
• Equipment Financing-i – OCBC Bank (Malaysia) Berhad
• Term Financing-i – OCBC Bank (Malaysia) Berhad
• Distributor Financing Program – OCBC Bank (Malaysia) Berhad
• Small Business Lending Program – OCBC Bank (Malaysia) Berhad
• Business Premises Financing Program – OCBC Bank (Malaysia) Berhad
• SME Plus II – OCBC Bank (Malaysia) Berhad
• Loan Overview – OCBC Bank (Malaysia) Berhad
• Loan Documentation – OCBC Bank (Malaysia) Berhad
• Islamic Trade Financing – OCBC Bank (Malaysia) Berhad
• Trade Services – OCBC Bank (Malaysia) Berhad
• Government Assistance Scheme – OCBC Bank (Malaysia) Berhad
• PBMicro Finance – Public Bank Berhad
• PB Visa Purchasing Card – Public Bank Berhad
• Trade Financing – Public Bank Berhad
• Cash Line Facility-i – Public Bank Berhad
• SMILAX ABBA Term Financing-i – Public Bank Berhad
• Special Loan Package for Small & Medium Industries (SLPSMI) – Public Bank Berhad
• Products & Services for the SMEs – Public Bank Berhad
• SWIFT – Public Bank Berhad
• SWIFT ABBA Term Financing-i – Public Bank Berhad
• SMILAX – Public Bank Berhad
• CitiBusiness Installment Loan – Citibank Berhad
• Citibank Business Power – Citibank Berhad
• Citibank Shop-Factory Loan – Citibank Berhad
• Business Banking Solution – Citibank Berhad
• Loan Fees & Charges – Citibank Berhad
• Citibank Financial – Citibank Berhad
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC) – EON Bank Berhad
• Trade Financing – EON Bank Berhad
• Lending Products – EON Bank Berhad
• SME Easipac – EON Bank Berhad
• Fee & Charges – Standard Chartered Bank Malaysia Berhad
• Express Trade – Standard Chartered Bank Malaysia Berhad
• Trade Services & Working Capital – Standard Chartered Bank Malaysia Berhad
• Cash Management Service & FOREX – Standard Chartered Bank Malaysia Berhad
• Commercial Mortgage – Standard Chartered Bank Malaysia Berhad
• Business Instalment Loan – Standard Chartered Bank Malaysia Berhad
• Easi Cash – United Overseas Bank (Malaysia) Bhd
• Commercial Business Cards – United Overseas Bank (Malaysia) Bhd
• Bumiputera Business Banking – United Overseas Bank (Malaysia) Bhd
• Trade Services – United Overseas Bank (Malaysia) Bhd
• UOB BizGrowth – United Overseas Bank (Malaysia) Bhd
• UOB Biz-Cash – United Overseas Bank (Malaysia) Bhd
• Working Capital Financing – United Overseas Bank (Malaysia) Bhd
• Term Financing – United Overseas Bank (Malaysia) Bhd
• Contract / Project Financing – United Overseas Bank (Malaysia) Bhd
• GuaranteeSMART – HSBC Bank Malaysia Berhad
• Business Premises Financing – HSBC Bank Malaysia Berhad
• SMESmart – HSBC Bank Malaysia Berhad
• Client Charter on Granting of Loans to SMIs – HSBC Bank Malaysia Berhad
• HSBC Amanah Financing – HSBC Bank Malaysia Berhad
• International Trade Business Products and Services – HSBC Bank Malaysia Berhad
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC) – RHB Bank Berhad
• Business Growth Package – RHB Bank Berhad
• RHB Commercial Property Financing – RHB Bank Berhad
• Automatic Standby Overdraft – RHB Bank Berhad
• Trade Services – RHB Bank Berhad
• Business Loans – RHB Bank Berhad
• RHB BizPower – Equipment Loans – RHB Bank Berhad
• RHB BizPower – Property Loans – RHB Bank Berhad
• RHB BizPower – SMI Business Loans – RHB Bank Berhad
• Small Medium Industries Facilities and Services – RHB Bank Berhad
• Corporate & Commercial Products / Services – Hong Leong Bank Berhad
• Motorcycle Loan Program – Hong Leong Bank Berhad
• Established Local Business Program – Hong Leong Bank Berhad
• Hong Leong Shop Loan – Hong Leong Bank Berhad
• Trade Finance – Products and Services – Hong Leong Bank Berhad
• Xpress Cash Personal Term Loan – CIMB Bank Berhad
• TNB Vendors Financing – CIMB Bank Berhad
• PETROPACK Financing Package – CIMB Bank Berhad
• Skim Jaminan SME Bank – CIMB Bank Berhad
• Combination Business Premises Loan – CIMB Bank Berhad
• Business Premises Loan – CIMB Bank Berhad
• Fast Track – Pro Finance – CIMB Bank Berhad
• Fast Track Financing – CIMB Bank Berhad
• Trade Facilities – CIMB Bank Berhad
• Enterprise Hire Purchase Business Products – CIMB Bank Berhad
• Fixed Asset Purchase – CIMB Bank Berhad
• Working Capital Facilities – CIMB Bank Berhad
• Other Services for Commercial and Corporate Financing – Bank Islam Malaysia Berhad
• Term Financing – Bank Islam Malaysia Berhad
• Trade Financing – Bank Islam Malaysia Berhad
• New Entrepreneurs Fund 2 – Bank Islam Malaysia Berhad
• Fund for Small and Medium Industries 2 – Bank Islam Malaysia Berhad
• Small Debt Resolution Scheme – Bank Islam Malaysia Berhad
• KFH Trade Financing – i – Kuwait Finance House (Malaysia) Berhad
• KFH Asset Backed Financing – i – Kuwait Finance House (Malaysia) Berhad
• KFH Asset Acquisition Financing – i – Kuwait Finance House (Malaysia) Berhad
• KFH Asset Financing – i – Kuwait Finance House (Malaysia) Berhad
• KFH Working Capital Financing – i – Kuwait Finance House (Malaysia) Berhad
• KFH Contract Financing – i – Kuwait Finance House (Malaysia) Berhad
• KFH Project Financing – i – Kuwait Finance House (Malaysia) Berhad
• Commercial Banking – Kuwait Finance House (Malaysia) Berhad
• Trade Financing – EONCAP Islamic Bank Berhad
• Cashline Facility-i (Islamic Overdraft) – EONCAP Islamic Bank Berhad
• Agents: Islamic Foreign / Domestic Inward Bill For Collection – FIBC-i / DIBC-i – Bank Muamalat Malaysia Berhad
• Export Sales Financing – Bank Muamalat Malaysia Berhad
• Export Collection Service – Bank Muamalat Malaysia Berhad
• Import Purchase Financing – Bank Muamalat Malaysia Berhad
• Import Purchase Services – Bank Muamalat Malaysia Berhad
• Shipping Guarantee – Bank Muamalat Malaysia Berhad
• Bank Guarantee – Bank Muamalat Malaysia Berhad
• Letter of Credit – Bank Muamalat Malaysia Berhad
• Ijarah – Bank Muamalat Malaysia Berhad
• Muamalat Revolving Financing (MRF) – Bank Muamalat Malaysia Berhad
• Bai Bithaman Ajil (BBA) – Bank Muamalat Malaysia Berhad
• Muamalat Cash Line Facility-i (MCash) – Bank Muamalat Malaysia Berhad
• Project Financing – Bank Muamalat Malaysia Berhad
• Xpress Cash Financing-i – CIMB Islamic Bank Berhad
• Islamic Machinery, Equipment & Plant Financing – CIMB Islamic Bank Berhad
• Islamic Property Financing – CIMB Islamic Bank Berhad
• Trade Facilities – CIMB Islamic Bank Berhad
• Islamic Revolving Credit – CIMB Islamic Bank Berhad
• Direct Access Guarantee Scheme-i – AmIslamic Bank Berhad
• Trade Products and Services – AmIslamic Bank Berhad
• Contract Financing-i – AmIslamic Bank Berhad
• Property Financing-i – AmIslamic Bank Berhad
• Industrial Hire Purchase-i – AmIslamic Bank Berhad
• Cash Line Facility-i – AmIslamic Bank Berhad
• Trade Finance-i – Hong Leong Islamic Bank Berhad
• Hong Leong Term Financing-i – Hong Leong Islamic Bank Berhad
• Hong Leong Cash Line Facility-i – Hong Leong Islamic Bank Berhad
• Skim Jaminan SME Bank – SME Bank
• Financing for Small Business – SME Bank
• Financing for Medium-sized Business – SME Bank
• Financing for Micro Business – SME Bank
• SME Start-up – SME Bank
• SME Professional – SME Bank
• SME Franchise – SME Bank
• SME Procurement – SME Bank
• SME Global – SME Bank
• Credit ENHANCER Scheme (ENHANCER) – Credit Guarantee Corporation Malaysia Berhad (CGC)
• Franchise Financing Scheme (FFS) – Credit Guarantee Corporation Malaysia Berhad (CGC)
• Direct Access Guarantee Scheme (DAGS) – Credit Guarantee Corporation Malaysia Berhad (CGC)
• Small Entrepreneur Guarantee Scheme (SEGS) – Credit Guarantee Corporation Malaysia Berhad (CGC)
• Direct Access Guarantee Scheme Islamic (DAGS-i) – Credit Guarantee Corporation Malaysia Berhad (CGC)
• New Principal Guarantee Scheme (NPGS) – Credit Guarantee Corporation Malaysia Berhad (CGC)
• Islamic Banking Guarantee Scheme (IBGS) – Credit Guarantee Corporation Malaysia Berhad (CGC)
• Flexi Guarantee Scheme (FGS) – Credit Guarantee Corporation Malaysia Berhad (CGC)
• Export Credit Refinancing (ECR) Scheme – Export-Import Bank of Malaysia Berhad
• Guarantee Facility – Export-Import Bank of Malaysia Berhad
• Supplier Credit Facility – Export-Import Bank of Malaysia Berhad
• Export of Services Facility – Export-Import Bank of Malaysia Berhad
• Buyer Credit Facility – Export-Import Bank of Malaysia Berhad
• Overseas Project / Contract Financing Facility – Export-Import Bank of Malaysia Berhad
• Tijari Contract Financing-i – Bank Kerjasama Rakyat Malaysia Berhad
• Kredit Mikro : Skim Modal Usahawan Tani (MUST) – Bank Pertanian Malaysia Berhad (Agrobank)
• 3F – Fund For Food – Bank Pertanian Malaysia Berhad (Agrobank)
• TIKS 2 (Small and Medium Industries Fund 2) – Bank Pertanian Malaysia Berhad (Agrobank)
• SUTKS (Agriculture Entrepreneurs Scheme for Graduates) – Bank Pertanian Malaysia Berhad (Agrobank)
• TASKS (Oil Palm Replanting Scheme) – Bank Pertanian Malaysia Berhad (Agrobank)
• LITS (Low Intensity Tapping System) – Bank Pertanian Malaysia Berhad (Agrobank)
• MPPB (Bumiputera Community Trade and Industry Scheme) – Bank Pertanian Malaysia Berhad (Agrobank)
• Padi Credit Scheme – Bank Pertanian Malaysia Berhad (Agrobank)
• Banking Facilities – Bank Pertanian Malaysia Berhad (Agrobank)
• Revolving Facilities – Bank Pertanian Malaysia Berhad (Agrobank)
• Term Loans – Bank Pertanian Malaysia Berhad (Agrobank)
• BSN TemaNiaga – Bank Simpanan Nasional